{"id":3102,"date":"2016-04-08T20:11:24","date_gmt":"2016-04-08T19:11:24","guid":{"rendered":"http:\/\/tehnokrat.si\/?p=3102"},"modified":"2016-04-12T20:15:50","modified_gmt":"2016-04-12T19:15:50","slug":"evropa-placuje-digitalno","status":"publish","type":"post","link":"https:\/\/tehnokrat.si\/?p=3102","title":{"rendered":"Evropa pla\u010duje digitalno"},"content":{"rendered":"

\u0160tevilo digitalnih pla\u010dil se v svetu pove\u010duje, pri dru\u017ebi MasterCard pa hkrati ocenjujejo, da bo do leta 2020 kar 38 odstotkov pla\u010dil v Evropi \u017ee opravljenih digitalno. Spremembo v navadah potro\u0161nikov bo \u0161e naprej podpirala tehnologija MDES, ki s sistemom tokenizacije omogo\u010da pla\u010devanje na razli\u010dnih napravah.<\/p>\n

MDES se je v Zdru\u017eenih dr\u017eavah Amerike za\u010del v letu 2014 s storitvijo Apple Pay, medtem ko se danes projekt MDES odvija pri izdajateljicah in ponudnikih storitev digitalnih denarnic iz kar osemnajstih evropskih dr\u017eav. Od svoje predstavitve je MDES platforma za varna digitalna pla\u010dila, ki uporabnikom omogo\u010da najvi\u0161jo raven varnosti, ne glede na na\u010din pla\u010dila. Storitev Apple Pay, ki je bila predstavljena v letu 2014, je \u017ee vsebovala podporni sistem MDES, ki sta ga nato prevzela tudi platformi Samsung Pay in Android Pay.<\/p>\n

\"MDES<\/a><\/p>\n

MDES Express predstavlja klju\u010den napredek storitve s poenostavljenim procesom med finan\u010dnimi institucijami in storitvami digitalnega pla\u010devanja. Tehnologija MDES za trgovce omogo\u010da spletnim trgovinam re\u0161itev tokenizacije skupaj s specifi\u010dnim kriptogramom, ki je vezan na posamezno transakcijo in tako omogo\u010da varnost pla\u010devanja po standardu EMV. Storitev trgovcem omogo\u010da minimalizirati prevare pri pla\u010dilih in s tem povezane stro\u0161ke.<\/p>\n

\"mdes\"<\/a><\/p>\n

Platforma lahko razli\u010dne izdelke spremeni v predmet za pla\u010dilo, s \u010dimer ima uporabnik mo\u017enost, da ob enakem standardu varnosti pla\u010duje s tisto napravo, ki mu je najpriro\u010dnej\u0161a. Na leto\u0161nji konferenci Mobile World Congress 2016 sta MasterCard in Coin sporo\u010dila, da bosta sodelovala pri razvojnem programu, ki bo opazno zmanj\u0161al ovire, ki prepre\u010dujejo vklju\u010devanje pla\u010dilnih tehnologij v nosljive naprave ali obleke.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u0160tevilo digitalnih pla\u010dil se v svetu pove\u010duje, pri dru\u017ebi MasterCard pa hkrati ocenjujejo, da bo…<\/p>\n","protected":false},"author":1,"featured_media":3103,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1,3,6],"tags":[1837,1839,1835,1836,255,1834,252,1838],"class_list":["post-3102","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-it","category-mobilno","category-odtuintam","tag-android-pay","tag-apple-pay","tag-coin","tag-emv","tag-mastercard","tag-mdes","tag-placila","tag-samsung-pay"],"featured_image_urls":{"full":["https:\/\/tehnokrat.si\/wp-content\/uploads\/2016\/04\/MDES-MC.jpg",2000,1333,false],"thumbnail":["https:\/\/tehnokrat.si\/wp-content\/uploads\/2016\/04\/MDES-MC-150x150.jpg",150,150,true],"medium":["https:\/\/tehnokrat.si\/wp-content\/uploads\/2016\/04\/MDES-MC-300x200.jpg",300,200,true],"medium_large":["https:\/\/tehnokrat.si\/wp-content\/uploads\/2016\/04\/MDES-MC-768x512.jpg",640,427,true],"large":["https:\/\/tehnokrat.si\/wp-content\/uploads\/2016\/04\/MDES-MC-1024x682.jpg",640,426,true],"1536x1536":["https:\/\/tehnokrat.si\/wp-content\/uploads\/2016\/04\/MDES-MC.jpg",1536,1024,false],"2048x2048":["https:\/\/tehnokrat.si\/wp-content\/uploads\/2016\/04\/MDES-MC.jpg",2000,1333,false],"newsphere-slider-full":["https:\/\/tehnokrat.si\/wp-content\/uploads\/2016\/04\/MDES-MC.jpg",1080,720,false],"newsphere-featured":["https:\/\/tehnokrat.si\/wp-content\/uploads\/2016\/04\/MDES-MC.jpg",1024,682,false],"newsphere-medium":["https:\/\/tehnokrat.si\/wp-content\/uploads\/2016\/04\/MDES-MC.jpg",570,380,false]},"author_info":{"display_name":"Miran","author_link":"https:\/\/tehnokrat.si\/?author=1"},"category_info":"Informacijske tehnologije<\/a> Mobilno<\/a> Od tu in tam<\/a>","tag_info":"Od tu in tam","comment_count":"0","_links":{"self":[{"href":"https:\/\/tehnokrat.si\/index.php?rest_route=\/wp\/v2\/posts\/3102","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tehnokrat.si\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tehnokrat.si\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tehnokrat.si\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tehnokrat.si\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3102"}],"version-history":[{"count":1,"href":"https:\/\/tehnokrat.si\/index.php?rest_route=\/wp\/v2\/posts\/3102\/revisions"}],"predecessor-version":[{"id":3105,"href":"https:\/\/tehnokrat.si\/index.php?rest_route=\/wp\/v2\/posts\/3102\/revisions\/3105"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tehnokrat.si\/index.php?rest_route=\/wp\/v2\/media\/3103"}],"wp:attachment":[{"href":"https:\/\/tehnokrat.si\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3102"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tehnokrat.si\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3102"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tehnokrat.si\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3102"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}