Pla\u010dila so danes del skoraj vsakega opravila, od nakupa kave do poslovnih transakcij. Ob tem se nenehno razvijajo in postajajo pametnej\u0161a, pla\u010dilne re\u0161itve pa vedno bolj personalizirane in brezhibno povezane. Te sedaj vklju\u010dujejo tudi agente umetne inteligence (ang. AI agents), ki lahko opravljajo nakupe namesto uporabnikov, stabilne kovance (ang. stablecoins), ki omogo\u010dajo nove oblike povezovanj in sodelovanj, ter napredna orodja za bolj\u0161i nadzor nad financami.\u00a0Ker poslovanje s pomo\u010djo agentov UI izstopa kot eden klju\u010dnih globalnih trendov za leto 2026, poro\u010dilo osvetljuje njegov vpliv in vlogo dru\u017ebe Mastercard pri njegovem razvoju.\u00a0\u00a0<\/p>\n\n\n\n
Mastercard v svojem najnovej\u0161em \u010dlanku tako napoveduje \u0161est najpomembnej\u0161ih trendov, ki bodo oblikovali leto 2026. Ta so:<\/p>\n\n\n\n
1. Poslovanje s pomo\u010djo agentov UI (ang. Agentic Commerce) Celoten pregled najdete\u00a0tukaj<\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":" Pla\u010dila so danes del skoraj vsakega opravila, od nakupa kave do poslovnih transakcij. Ob tem…<\/p>\n","protected":false},"author":1,"featured_media":10417,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[6],"tags":[5898,5707,255,252,195],"class_list":["post-10416","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-odtuintam","tag-agenti-ui","tag-digitalna-identiteta","tag-mastercard","tag-placila","tag-trendi"],"featured_image_urls":{"full":["https:\/\/tehnokrat.si\/wp-content\/uploads\/2025\/12\/payment-trends_onesheet-v1-1.jpg",1920,1080,false],"thumbnail":["https:\/\/tehnokrat.si\/wp-content\/uploads\/2025\/12\/payment-trends_onesheet-v1-1-150x150.jpg",150,150,true],"medium":["https:\/\/tehnokrat.si\/wp-content\/uploads\/2025\/12\/payment-trends_onesheet-v1-1-300x169.jpg",300,169,true],"medium_large":["https:\/\/tehnokrat.si\/wp-content\/uploads\/2025\/12\/payment-trends_onesheet-v1-1-768x432.jpg",640,360,true],"large":["https:\/\/tehnokrat.si\/wp-content\/uploads\/2025\/12\/payment-trends_onesheet-v1-1-1024x576.jpg",640,360,true],"1536x1536":["https:\/\/tehnokrat.si\/wp-content\/uploads\/2025\/12\/payment-trends_onesheet-v1-1-1536x864.jpg",1536,864,true],"2048x2048":["https:\/\/tehnokrat.si\/wp-content\/uploads\/2025\/12\/payment-trends_onesheet-v1-1.jpg",1920,1080,false],"newsphere-slider-full":["https:\/\/tehnokrat.si\/wp-content\/uploads\/2025\/12\/payment-trends_onesheet-v1-1-1280x720.jpg",1280,720,true],"newsphere-featured":["https:\/\/tehnokrat.si\/wp-content\/uploads\/2025\/12\/payment-trends_onesheet-v1-1-1024x576.jpg",1024,576,true],"newsphere-medium":["https:\/\/tehnokrat.si\/wp-content\/uploads\/2025\/12\/payment-trends_onesheet-v1-1-720x380.jpg",720,380,true]},"author_info":{"display_name":"Miran","author_link":"https:\/\/tehnokrat.si\/?author=1"},"category_info":"Od tu in tam<\/a>","tag_info":"Od tu in tam","comment_count":"0","_links":{"self":[{"href":"https:\/\/tehnokrat.si\/index.php?rest_route=\/wp\/v2\/posts\/10416","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tehnokrat.si\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tehnokrat.si\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tehnokrat.si\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tehnokrat.si\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10416"}],"version-history":[{"count":1,"href":"https:\/\/tehnokrat.si\/index.php?rest_route=\/wp\/v2\/posts\/10416\/revisions"}],"predecessor-version":[{"id":10418,"href":"https:\/\/tehnokrat.si\/index.php?rest_route=\/wp\/v2\/posts\/10416\/revisions\/10418"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tehnokrat.si\/index.php?rest_route=\/wp\/v2\/media\/10417"}],"wp:attachment":[{"href":"https:\/\/tehnokrat.si\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10416"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tehnokrat.si\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10416"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tehnokrat.si\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10416"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
<\/strong>Umetna inteligenca prehaja iz podporne v aktivno vlogo.
2. Povezovanje kripta s fiat poslovanjem (ang. Connecting Crypto to Fiat Commerce)<\/strong>
Ve\u010d sodelovanja prina\u0161a ve\u010d primerov uporabe v resni\u010dnem svetu.
3. Digitalna identiteta (ang. Digital Identity)
<\/strong>Dokazovanje identitete v elektronskem svetu.
4. Kro\u017eno gospodarstvo (ang. Circular Economy)<\/strong>
Pla\u010dila za\u010dnejo spodbujati trajnostne izbire.
5. Personalizirana pla\u010dila (ang. Personalized Payments)
<\/strong>Bolj prilagojene ponudbe, pametnej\u0161a pravila in la\u017eji nadzor.
6. Hipno gospodarstvo (ang. Instant Economy)
<\/strong>Pla\u010dila potujejo tako hitro, kot ljudje pri\u010dakujejo.<\/p>\n\n\n\n